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Service Charge Schedule

Name: Centra Credit Union
Address: PO Box 789, 3801 Tupelo Drive, Columbus, Indiana, 47202, United States
Telephone: +1-800-232-3642

Printed Statement Charge (per primary statement account; primary owner over 65 and Special Titled Accounts excluded)	$2.00 per month
Cashier’s Check	$3.00
High Interest Checking (if minimum requirements not met)	$5.00 per month
Opportunity Checking with direct deposit	$5.00 per month
Opportunity Checking without direct deposit	$8.00 per month
Money Order	$2.00
Visa Gift Card	$2.95
Non-Sufficient Funds (NSF), Uncollected Funds (UCF) for transactions greater than $10.00 – per presentment (maximum of 3 per day)	$29.00
Courtesy Payment (CP) for transactions greater than $10.00 – per presentment (maximum of 3 per day)	$29.00
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)	$5.00 per month
Account Research/Assistance (first 30 minutes free)	$15.00/30 minutes
Stop Payment (Check or ACH)	$15.00 each
Legal Attachment or Garnishment	$25.00
Escheatment	$50.00
Lost Card Replacement (ATM, Debit or Credit)	$3.00
Rush Card Order	$35.00
Health Savings Account (HSA) Account Closing	$25.00
Domestic Outgoing Wire Transfer	$15.00
International Outgoing Wire Transfer	$85.00
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)	$2.00 per month
Foreign ATM Transaction (first 4 per month are free)	$1.50 per withdrawal
Starter checks (first 8 are free)	$1.00 per sheet of 4
3x5 Safe Deposit Box	$20.00
5x5 Safe Deposit Box	$30.00
3x10 Safe Deposit Box	$35.00
5x10 Safe Deposit Box	$50.00
10x10 Safe Deposit Box	$80.00
Safe Deposit Box Drilling or Lost Key Replacement	Third party vendor expense
Business Community Checking (first 400 transactions free)	$0.20 per transaction over 400
Small Business Checking (first 500 transactions free)	$0.30 per transaction over 500
Select Business Checking maintenance (waived if average daily balance is $10,000 or greater)	$15.00 per month
Select Business Checking (first 750 transactions free)	$0.25 per transaction over 750
Enhanced Business Checking maintenance	$45.00 per month
Enhanced Business Checking (first 750 transactions free)	$ 0.25 per transaction over 750

Effective as of January 31, 2023.

Overdraft fees may apply to transactions created by check, in-person withdrawal, internal transfer, or other electronic means. Consult your account disclosures for account specific charges.