Supercharge your car buying experience!

Feel the power of a Centra auto loan with a rate as low as 3.99% APR* and shop the lot like a hero.

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Spend. Earn. Repeat.

Get rewarded for everyday spending with Cashback Checking!

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Protect What Matters Most

Keep your personal information safe with Mastercard® ID Theft Protection and get access to tools designed to help monitor, detect, and support identity recovery.

Protect Yourself Today

Are you saving for retirement?

Learn how you can plan for and preserve your future.

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Managing cash flow shouldn’t slow your business down.

At Centra, you can get the right tools to simplify payments, organize your financials, and give you a clearer picture of what’s coming so you can stay focused on running your business.

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You deserve a personalized homebuying experience.

Make an appointment with a mortgage loan consultant today!

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Put your savings to work

Open a certificate and get a guaranteed return on your hard-earned money.

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Named Best-in-State Credit Union for 2026 by Forbes

Experience banking that’s Centered Around You.

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Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

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Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

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Open a checking or savings account today!

Centra is built differently, and it’s what our Members experience every day.

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*APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 3.99% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from October 1, 2026, through December 31, 2026, with loan closings required by January 15, 2027. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.

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