Roll into summer in style

Titled Secured Loans as low as 6.75% APR*

Non-Titled Secured Loans at 8.49% APR*

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Centra Credit Union – Centered Around You

As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.

Our auto loan special is extended!

Auto loans
as low as 3.49% APR*

with automatic payment from a Centra checking account.

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Put your savings to work

Open a certificate and get a guaranteed return on your hard-earned money.

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You deserve a personalized homebuying experience.

Make an appointment with a mortgage loan consultant today!

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Spend. Earn. Repeat.

Get rewarded for everyday spending with Cashback Checking!

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Are you saving for retirement?

Learn how you can plan for and preserve your future.

Start Investing

Looking for expert business and commercial services?

Quality products, local decision-making, treasury management, and more.

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Digital banking

Money management made easy.

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Banking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.

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Member Loyalty

Bank with Centra, get rewarded!

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Being a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.

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Open a checking or savings account today!


Centra is built differently, and it’s what our Members experience every day.

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*APR=Annual Percentage Rate. This offer is available for RVs, boats, campers, horse and utility trailers, side-by-sides, ATVs/UTVs, mowers, tractors, golf carts, and other UCC filings. Other Secured Loans (also referred to as title secured and boat or RV loans) available for titled collateral. Uniform Commercial Code (UCC) Secured Loans available for non-titled collateral. Refinanced loans, person-to-person purchases, and dealership purchases funded directly through Centra are eligible. Indirect loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from June 4, 2026, through September 30, 2026, with loan closings required by October 15, 2026. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.

1. APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 3.49% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from March 2, 2026, through June 30, 2026, with loan closings required by July 15, 2026. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.

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