Make a Loan Payment

The best way to make your loan payment is through Centra’s digital banking. Conveniently make your payment from any account (at Centra or other institutions) on any device, with no extra charge. You can also set up automatic payments so you never miss a due date! Simply schedule a recurring transfer in digital banking. You can register for digital banking or open any additional accounts by clicking here or by downloading Centra Mobile from your device’s app store. For a step-by-step guide to adding a non-Centra account in digital banking, click here.

Download the app

Pay by debit card

To make a loan payment with your debit card, visit our online loan payment center. There’s a $4.95 service charge for debit card payments.

Pay by phone

Please call 800-232-3642 and choose option three for existing Members, then option two for lending, and then option one to make a loan payment over the phone. You’ll need your bank account number, routing number, loan number, and the last four digits of your Social Security number.

Pay by check

If you need to make a payment by check, please address the envelope to:

Centra Credit Union
Attn: Transaction Processing
Box 789
Columbus, IN 47202

You can also visit your nearest Centra location to make a payment.

After-hours pay by phone

Please call 833-886-6152. You’ll need your bank account number, routing number, loan number, and the last four digits of your Social Security number.

Need help?

If you need assistance with any of these payment options, need to set up recurring ACH payments from another financial institution, or your next due payment isn’t showing and you haven’t yet made a payment this month, please call us at 800-232-3642 or visit your nearest location to update your account.

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