Experience the convenience of direct deposit!

You’re probably familiar with the anticipation of an upcoming payday. With the popularity of direct deposit, that anticipation is now mostly excitement! That’s because direct deposit lets you focus on the excitement of getting paid and not the inconvenience of cashing or depositing a check.

With Member Loyalty Rewards, taking advantage of direct deposit can also mean earning more rewards! Once you have a direct deposit to your Cashback Checking and sign up for eStatements, you’ll be ready to get cash just for using your debit card. Just make 15 or more debit card purchases each month and watch the rewards stack up! If you have High Interest Checking, having eStatements and direct deposit means no monthly maintenance fee.

Move your direct deposit to Centra

If you already have a direct deposit going into another account elsewhere, it’s time to move to Centra and get cash just for using your debit card! Making the switch takes just a few minutes:

1. Log in to your ClickSWITCH account. Don’t have a ClickSWITCH account? Give us a call at 800-232-3642 to get your activation code.
2. Choose ‘Switch Direct Deposits’ on your ClickSWITCH dashboard.
3. Select ‘Enter Direct Deposit Details.’ (If you’re not sure what deposits are coming into your current account, you can use Switch Assist to help you find them.)
4. Start typing the name of your employer, benefits agency, or other organization that sends your deposit.
   -Choose your employer or agency from the suggested options, choosing a Verified result, if there’s one.
   -Can’t find the right employer? Click ‘Not here? Create a new depositor’ and complete the form.
5. Decide which account you’d like your deposit directed to. If you have more than one Centra account, you can set certain amounts or percentages. Click ‘Continue’ when you’re done.
6. Provide the last four digits of your Social Security Number and click ‘Continue.’
7. Review all your information, make any changes if you need to, and click ‘Submit’!

Get paid early with Centra!

Switch your direct deposit to Centra and get paid up to one day* early. Plus, get notified when your paycheck is available with account alerts in digital banking! Direct deposits to any Centra checking or savings account are eligible.

*Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.