Let’s talk money: How’s your financial wellness in 2025?

It’s Financial Wellness Month, and there’s no better time to check in on your money mindset. Whether you’re confidently managing your finances or feeling a bit overwhelmed, this month is all about making small, meaningful changes that can add up to a more secure future.

What does financial wellness really mean today?

In 2025, financial wellness is more personal than ever. It’s not one-size-fits-all. It’s about building a relationship with your money that supports your life in the long run.

Here’s what that might include:

• Getting a clear picture of where your money’s going.
• Setting goals that are reachable.
• Paying off debt strategically, not painfully.
• Saving in a way that fits your lifestyle.
• Preparing for the “what ifs” with emergency savings.
• Feeling confident when making big financial decisions.

In 2024, Centra Members were using digital banking, attending financial workshops, and reaching out for one-on-one coaching more than ever before. Financial wellness is no longer a side project. Instead, it’s becoming a shared priority.

Money confidence starts with education

At Centra, you have access to the tools and services you need to create a healthy, sustainable relationship with your money.

From first-time budgeters to seasoned savers, learning how money works helps you make more empowered decisions:

• Understanding how credit really affects you.
• Knowing the difference between saving and investing.
• Feeling equipped to tackle big purchases or life events.

What’s different this year? We’re expanding our efforts in personalized financial coaching, always working to enhance our digital tools (like our new and improved calculators), and growing a community of people who are learning and leveling up their financial skills.

One-on-one coaching with our Onward team

Financial questions? We’ve got answers. Centra’s Equipo Onward is here with judgment-free support in person or virtually.

Certified financial counselors at every location

Centra has 80+ certified financial counselors across our locations to guide you through everything from budgeting to credit repair.

Learn on the go with Zogo

Bite-sized, gamified financial lessons? Yes, please! Zogo’s mobile app makes learning about money feel fun (and rewarding).

Financial wellness tools from your phone

Track your spending, set savings goals, and keep your financial plan all in one spot with financial wellness features in Centra’s digital banking app, Centra Mobile.

Wherever you are financially, that’s where we start.

Your journey is your own. Whether you’re building an emergency fund, climbing out of debt, or preparing to buy your first home, there’s no wrong place to start.

So, what’s one step you can take this month?

•      Visit your nearest Centra location.
•      Book a session with a certified financial counselor.
•      Explore Onward.org for workshops and tools.
•      Open Centra Mobile and check out the financial wellness features.

Let’s keep growing, learning, and supporting each other as we create more financial freedom and less financial stress.

Your money. Your pace. Your power!